Massage Chair Financing

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Financing Model

Affirm FAQs

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers financing for purchases to be paid in fixed monthly installments over 3, 6, 12, 24 or 36 months.
Affirm allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget. Buy and receive your massage chair right away, and pay for it over 3-36 months.
Yes. Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate (if applicable), and the number of months that you have to pay off your loan — all within seconds.
Affirm does a “soft” credit check, which verifies your identity but does not affect your credit score when creating an account, seeing if you prequalify, or applying for a loan through Affirm.
The annual percentage rate (APR) on an Affirm loan is 0% APR or 10-36% APR. Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay over the term of the installment plan.
To see when your payments are due, sign in to your Affirm account and navigate to your loan details.

You can expect your first monthly payment to be due about one month after we process your loan. Each following payment will be due a month later on the same day of the month.

Example: Let’s say you take out a loan and agree to pay it back over 3 months. If your loan is finalized on January 1, your first payment is due on February 1. Your second payment is due on March 1. And your third payment is due on April 1.
Absolutely. You won’t get dinged with any fees or penalties if you pay early. And if you pay off your loan before the final payment is due, you’ll save on any interest, if applicable, that hasn’t accrued yet.
Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You can pay with a debit card, checking account, or mail a check. You also have the option to sign up for autopay, so you don’t risk missing a payment.
Protecting your data is Affirm’s top priority.

We meet all industry standards for protecting your personal information. Our policies safeguard the collection, use, and disclosure of your information. We use a variety of methods to keep our network secure and your data safe.

Data security: When you share your personal information, it’s transferred with TLS, a cryptographic protocol, then stored with AES 128-bit or higher encryption at rest.

Restricted access: We store encryption keys at an off-site facility. Access to your data requires multi-factor authentication and is restricted to authorized personnel performing specific tasks at your request.
*Disclosure: Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Looking to make a one time payment instead?

We accept all major credit and debit cards including Visa, American Express, MasterCard, and Discover. PayPal is also offered.
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