Financing

Finance Your Massage Chair

for up to

36 Months

Choose from one of these two financing options:

Choose from one of these two Financing options:

Finance Your Massage Chair through Affirm for Up to 36 Months

Make easy monthly payments over 3, 6, 12, or 36 months

Rates from 0-30% APR. Checking eligibility won't affect your credit score.

Finance Your Massage Chair on your Credit Card for Up to 24 Months

Make easy monthly payments over 2-24 months

No interest fees. No hidden charges. No impact on your credit score.

Affirm logo

Finance Your Massage Chair through Affirm for Up to 36 Months

Make easy monthly payments over 3, 6, 12, or 36 months

Rates from 0-30% APR. Checking eligibility won't affect your credit score.

—OR—

Finance Your Massage Chair on your Credit Card for Up to 24 Months

Make easy monthly payments over 2-24 months

No interest fees. No hidden charges. No impact on your credit score.

It's as easy as 1, 2, 3.

1) Shop our site

2) Add your preferred chair to your cart

3) Look for financing at checkout and follow the prompts

It's as easy as 1, 2, 3.

1) Shop our site

2) Add your preferred chair to your cart

3) Look for financing at checkout and follow the prompts

Affirm FAQs

What is Affirm?

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for purchases on MassageChairDeals.com to be paid in fixed monthly installments over 3-36 months.

Why buy with Affirm?

Affirm allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget. Buy and receive your massage chair right away, and pay for it for up to 36 months.

Is the decision instant?

Yes. Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate (if applicable), and the number of months that you have to pay off your loan — all within seconds.

Does Affirm impact my credit score?

Affirm does a “soft” credit check, which verifies your identity but does not affect your credit score when creating an account, seeing if you prequalify, or applying for a loan through Affirm.

Does Affirm charge interest?

The annual percentage rate (APR) on an Affirm loan ranges from 0-30%. Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees or even late fees.

When are payments due?

To see when your payments are due, sign in to your Affirm account and navigate to your loan details.

You can expect your first monthly payment to be due about one month after we process your loan. Each following payment will be due a month later on the same day of the month.

Example: Let’s say you take out a loan and agree to pay it back over 3 months. If your loan is finalized on January 1, your first payment is due on February 1. Your second payment is due on March 1. And your third payment is due on April 1.

Can I make early payments?

Absolutely. You won’t get dinged with any fees or penalties if you pay early. And if you pay off your loan before the final payment is due, you’ll save on any interest, if applicable, that hasn’t accrued yet.

I've been approved. How do I make payments?

Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You can pay with a debit card, checking account, or mail a check. You also have the option to sign up for autopay, so you don’t risk missing a payment.

Is Affirm safe?

Protecting your data is Affirm’s top priority.

We meet all industry standards for protecting your personal information. Our policies safeguard the collection, use, and disclosure of your information. We use a variety of methods to keep our network secure and your data safe.

Data security: When you share your personal information, it’s transferred with TLS, a cryptographic protocol, then stored with AES 128-bit or higher encryption at rest.

Restricted access: We store encryption keys at an off-site facility. Access to your data requires multi-factor authentication and is restricted to authorized personnel performing specific tasks at your request.

Credit Card Installment FAQs

What do I need to be eligible?

To apply for our credit card installment plan, you need the following:

• A Visa or MasterCard credit card. Debit cards unfortunately will not be accepted by the system.

• Have the entire amount of your purchase available on your card.

How does the credit card installment plan work?

We request authorization from your credit card, reserving the total purchase amount from your available line of credit. Then, each month, according to your payment plan, the installment amount is collected and we request authorization for the remaining balance.

Example: Say you were buying a massage chair priced at $3,000. You decide to pay it off in 6 installments of $500.

• We obtain authorization from your credit card for the full purchase amount of $3,000. This is not a charge on your card; it is simply reserving $3,000 from your credit card limit.

• Your credit card issuer then charges you $500 for the first payment.

• During the second month, we request authorization for the outstanding purchase amount of $2,500, and charge you the second installment of $500.

• This authorization and charge process continues until the full $3,000 is collected–in this case, for 6 months.

How many months can I make credit card installments for?

You can finance your massage chair anywhere from 2-24 months.

Does the credit card installment plan charge interest?

The credit card installment plan does not charge interest on our end. However, your credit card issuer may charge you interest if your card has an APR and you do not pay your statement in full every month.

Does the credit card installment plan impact my credit?

No. If you use our installment plan there is no impact on your credit score. We do not even ask for your social security number, just your credit card number. If one of your payment authorizations is declined, there is still no affect on your credit rating; it is simply a declined charge. The denial would simple accelerate payment of the remaining balance (unless you provide a different card which was not denied).

Can I make early payments?

Yes, you can pay off your installments early by logging into the customer portal, which you will gain access to after you successfully complete checkout. You can also give us a call at 844-862-4391 to have us do this for you over the phone.

What are you charging me?

Other than your agreed to monthly installments, nothing. There are no hidden charges. We do not charge you transaction or interest fees. It’s that simple.

Which credit cards are eligible?

We accept US-issued Visa and MasterCard credit cards. Currently the credit card installment plan is not compatible with debit cards, American Express, or Discover.

How do I receive a report of my installments?

When you make a purchase with installments, you provide your email address to us. We will then send you credentials so you can log in to our website’s portal to check your installment status.

Can I still receive credit card points or miles?

Yes. This is a great aspect of the credit card installment plan. You can still enjoy credit card benefits such as generating miles, points, or cashback when paying off your installments every month. With other non-credit card plans, this is not possible since they’re credit card alternatives.

Is the credit card installment option safe?

Yes. Our interest free financing program complies with Visa and MasterCard operating standards. We are PCI – DSS level 1 compliant and we use communication security technology (single-socket layer/ SSL) to keep your information secure.

Looking to make a one time payment instead?

We proudly accept all major credit and debit cards including Visa, American Express, MasterCard, and Discover. PayPal is also offered.

QUESTIONS?

All Day. Every Day. 24/7.
844-862-4391
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